28.07.2026

The Welcome Bonus Just Got a New Name - and It's Sticking Around

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The Welcome Bonus Just Got a New Name - and It's Sticking Around

 

Good news travels fast, and so did the word about our welcome bonus. We saw a great response to it - so we've decided to keep it going. Say hello to the First Investment Bonus, running from July 28 to December 31, with one meaningful upgrade: your bonus is now credited right away, not after a waiting period.

Whether you're just starting to explore investing or ready to build out your portfolio, Loanch wants to make your first move a little more rewarding - and a little faster.

 

How the €20 First Investment Bonus Works

The bonus is open to newly registered investors who complete the campaign requirements during the promotion period.

To qualify, you'll need to:

  • Register on Loanch between July 28 and December 31.
  • Complete KYC verification (and proof of address, if requested).
  • Within 7 days of completing verification, deposit a total of at least €500 - in one payment or several - and invest those funds in loans with a minimum term of 60 days.

Here's what's new: as soon as you meet the requirements, your €20 bonus is credited to your account immediately - no more waiting out a hold period to see it land. From there, the bonus is yours to put to work: invest it and keep it growing, or simply hold it on your balance. Either way, withdrawal of the €20 opens up 60 days after it's credited - this applies to the bonus itself, even if your original loan investment closes sooner.

The Fine Print (Worth a Read)

  • The bonus is for newly registered users only.
  • Only funds deposited and invested during the campaign period count.
  • The minimum qualifying deposit and investment is €500 in total, reachable through any number of deposits.
  • Both the deposit and the investment must be completed within 7 days of finishing KYC/proof-of-address verification.
  • The €20 bonus is credited immediately upon meeting all requirements. Withdrawal of the bonus is locked for 60 days from the date it's credited, regardless of when the qualifying loan investment closes.
  • During the 60-day lock, the bonus can be invested or held on balance - it's up to you.
  • Each investor can claim the First Investment Bonus once.

Read The Terms and Conditions

 

Stack It with Our Referral Program

Here's the bonus to the bonus: this campaign runs alongside Loanch's existing referral program, so new investors may also qualify for an extra 1% cashback on invested funds during their first 90 days on the platform, under the referral program's terms.

Put the two together, and your first 90 days with Loanch could come with a meaningful head start.

Ready to Take Your First Step?

Register between July 28 and December 31, complete KYC, and within 7 days of verification deposit and invest at least €500 for a minimum of 60 days - your €20 First Investment Bonus lands in your account right away. Put it to work while it's locked, and withdraw it 60 days after it's credited.

 

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