A new season is a good time for a fresh start - and early birds have always known that the best opportunities don't wait around. This September, Early Bird Returns is back with up to 3% cashback. From September 1 to September 30, 2026, you can make the most of the campaign and get rewarded for getting in early.
Because when it comes to Early Bird Returns, there's one thing to remember: the earlier you act, the more you earn.
How it works
The mechanic is simple and transparent: cashback decreases every 10 days, so the earlier you invest, the more you can earn.
To qualify, you need to deposit new funds and invest them in Tambadana loans during the respective period with at least 90 days remaining until maturity at the time of investment.
Why it pays to start early
The difference between the first and last ten days of September is the difference between 3% and 1% cashback.
For example, if you invest €5,000 in eligible Tambadana loans during the first 10 days, you can earn €150 cashback. The same €5,000 invested during the final 10 days would earn €50 cashback.
So the timing of your investment directly affects the cashback you can earn.
Campaign terms
- Who can participate: New and existing Loanch investors.
- Minimum eligible amount: €500 in newly deposited funds, subsequently invested in eligible loans.
- How to participate: Deposit and invest new funds in eligible Tambadana loans during the same cashback period.
- Eligible investments: Tambadana loans with at least 90 days remaining until maturity at the time of investment.
- No-withdrawal period: August 28 to December 1, 2026. Withdrawals made during this period will reduce the amount eligible for cashback. To preserve the full eligible amount, keep the invested funds in place until December 1.
- Maximum cashback: €800 per investor.
- Cashback calculation date: December 7, 2026.
- Cashback payout date: December 10, 2026.
Start your autumn investing early
Early Bird Returns gives you a chance to kick off the autumn investing season with an extra reward - and the best reward is reserved for those who get in early. The campaign runs for 30 days, but the highest 3% cashback is available only during the first 10.
Ready to make the most of the Early Bird?
Start investing in eligible Tambadana loans from September 1 and get up to 3% cashback.
Full terms and conditions are available here.

