Maximize Your Income: Secure Consumer Loan Investments with Returns of Up to 13.6% Annually

Dive into the Asian market and earn passive income with a minimal starting investment.

Guaranteed buyback
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Calculate & Amplify Your Earnings Now

Initial investment

10

    Monthly addition

    0

      Average interest

      13.6% APR Guaranteed

      Your Financial Forecast

      1 year

      300

      5 years

      6 019

      Calculations are based on the initial investment plus monthly investment at an average annualized interest rate of 13.6% when compounded monthly. This calculator is for information purposes only.

      Why invest with Loanch

      High interest rates

      High interest rates

      Finding competitive rates can be challenging. Our loans pay up to 13.6% APR, a much higher rate than the one available in EU banks.

      Guaranteed buyback

      Guaranteed buyback

      Get peace of mind with a unique 30-days buyback guarantee provided by Loan originators at Loanch platform, should any loan you’ve invested in reach 30 days delinquency (compared to market average 60-days)

      0% fee

      0% fee

      We believe in making financial services accessible and affordable for everyone, and that's why we've eliminated commission charges across the board

      Loanch in numbers

      Total invested

      Number of investors

      % p.a.

      The highest interest rate

      An active take on passive income

      Building stable and self-sustained passive income streams is no easy task. Loanch is your ally in a world suffocated by low returns.

      Start building passive income with only 10€

      Getting competitive interest rates is no longer reserved for the very few. With Loanch, you can make your every penny count. Our ultra-low minimum investment requirements allow you to maximize the impact of your capital in every stage of your life.

      Open account
      Start building passive income with only 10€

      Grow comfortably with monthly payouts

      Tired of waiting for yearly returns? With Loanch, the accrued interest on all your investments is credited to your account on a monthly basis which can then be withdrawn or reinvested into other loans for even higher yearly returns. That way, you can count on your funds and see them grow over time.

      Start earning
      Grow comfortably with monthly payouts

      Auto-Invest

      Our clever yet simple Auto-invest strategy will do the work for you. Unless, of course, you prefer investing manually which is also very easy with us. Either way, you are always in full control.​

      Open account
      Auto-Invest

      The perfect balance to grow your capital

      • Maintenance, deposits, withdrawals — Always zero fees
      • Guaranteed buyback program on every single loan
      • Get started with a minimum investment of 10€
      Invest Now
      The perfect balance to grow your capital

      Recently placed loans​

      Unlike most P2P loan marketplaces, Loanch focuses exclusively on fastest growing Asian economies, including Southeast and South Asia countries.

      Attractive referral programs​

      Bring your Friends and Both Earn up to 500 EUR! Each friend you bring to Loanch will earn you handsome rewards. This can produce additional funds for you and your friends which will instantly be available for you all to invest.​ Terms and Conditions apply.

      Referral program

      Referral program

      Once your referral has successfully registered and invested, both you and the referral get a bonus of 1% of their every investment made into a loan with a remaining term until maturity of at least 30 days.​

      Instant reward

      Instant reward

      Your bonus will be credited to your Loanch account as soon as your referral invests.

      Bonus flexibility

      Bonus flexibility

      You can withdraw or invest your reward at any time.

      Getting started

      Earning passive income, one click away!

      Start earning
      Earning passive income, one click away!